To open an account, you can apply online, or come into any of our branches. If you apply online, you will need to visit a branch within 30 days to sign your account agreement.

New Adult Savings Account

The following documents are required to open a new savings account for a person 18 or over:

• Driver’s license or State ID**
• U.S. Social Security Number
• Bring cash, check or card to fund the account. A 3% fee applies if you fund the account with a credit or debit card.

Savings Account for a Minor Child

Depending on the age of the minor, ask for clarification at your local branch which documents are necessary to open a savings account for a minor 17 and under. Here’s a general overview of document requirements:

• Required: The minor’s social security number
• Recommended: A copy of the birth certificate with the name of the parent and applicant on the birth certificate.
• If available: The minor’s recent passport, state ID or a school ID if available for older minors. ID is required for the minor to conduct transactions on their account. You can obtain a state ID through the DMV for a minor child.

**We are always willing to work with you on verifying your identity with the documents you have. Keep in mind there are federal rules for establishing identity when opening a savings account, which can include verifying your current address.

*In compliance with Federal Regulation D. Any overdraft protection transfers from a savings to a checking account are counted towards the 6 electronic transfers limit of Federal Regulation D.