Sallie Mae Student Loan Option

  • Overview

    Sallie Mae Student Loan Option

    Spirit of Alaska has partnered with Sallie Mae to provide the Smart Option Student Loan Program to help you finance your schooling. Making an investment in education can pay off greatly in your future.

    Getting the right terms is important. The ability to switch to deferred payments, or to repay the loan early, are concerns students must weigh before choosing a loan.

    Sallie Mae allows you to pay after your education is complete, and allows borrowers to receive certain benefits. Things like insurance for your tuition, and a choice of interest rates, provide flexibility for aspiring students from all walks of life and financial backgrounds.

    Apply Now for a Sallie Mae Student Loan

    A loan to help you cover the cost of higher education

    • Choose between fixed and variable interest rates
    • No origination fees or prepayment penalties
    • Rates that reward creditworthy borrowers
    • Tuition insurance with a covered school medical-withdrawal
    • 24/7 online account access and help from specialists

    Additional Information

    Spirit of Alaska encourages responsible education borrowing. Carefully consider the anticipated monthly payments on your total student loan debt and your expected future earnings before considering a private education loan.

    We encourage you to supplement your savings and loan options by exploring grants, scholarships, federal and state student loans. Call Sallie Mae 1-877-458-8285 for more information.

    The underwriting and funds for a Sallie Mae Student Option Loan are not granted by Spirit of Alaska Federal Credit Union. This product is offered in partnership with Sallie Mae on a referral basis. Visit CUStudentHelp.com for disclaimers and more information.

    All loan interest rates, terms and fees are disclosed during the Sallie Mae Student Loan Option application process.

    Spirit of Alaska does not provide student debt consolidation loans.

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  • FAQ

    Frequently Asked Questions

    • How much can I borrow?

      You can borrow up to 100% of school certified education costs, with a minimum of $1000.

    • When do payments start?

      You can re-pay the loan while you are in a degree-granting school program, or defer your payments until after school.

    • Do I need a co-signer?

      No. However, having a co-signer may potentially lower your interest rate if you have little to no credit history.

    • Is this a loan through Spirit of Alaska FCU?

      No. We are partnering with Sallie Mae to offer this student loan option to our members. If you choose to pursue a Smart Option Student Loan, please direct any questions or concerns to Sallie Mae.

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