Recreational Loans

  • Overview

    Recreational

    Explore everything that our great state has to offer, or just get down to Anchorage for a weekend with a new or used Recreational Vehicle or camper. And if you are ready for some serious fishing, hunting or fun on the water, it’s time for a boat and trailer. Create memories and experiences with a loan from Spirit of Alaska Federal Credit Union.

    You can start your loan and close at a dealership if you prefer one-stop shopping!

    Apply now for pre-approval from your computer, mobile phone, tablet, or in person with one of our friendly loan officers. More questions? Contact Consumer Loans at 907-459-5970.

    A loan to finance the purchase of a boat package, travel trailer, camper or RV.

    • Interest rate as low as a fixed 5.00% APR* on approved credit
    • Apply and close on your loan from a dealership
    • Easy to apply online, from your phone or tablet or in branch for same day approvals
    • Up to 96-month terms with flexible financing options
    • Personal service and friendly loan officers

    " I just got off the phone with C.A. I pre-approved him for a enclosed trailer loan. He commented that everyone at the credit union has just been wonderful to work with."

    - Consumer Loans Officer

    Disclosures

    *Lowest interest rate available, including promotional discount, is 5.00%.  Annual Percentage Rate, on approved credit. Loan fees vary, and will be disclosed at the time of the loan verbally and in the contract. See the Rates tab on this page for complete rate and fee details.

  • Rates
    Type of Loan Term APR*

    Non-Luxury Motorhomes, Travel Trailers Pickup Campers, Combo Boats and Trailer Packages

    		Up to 96 months. Term based on value of collateral. Fixed Rate As Low As 4.75%

    Refer to our Pricing Guide (PDF) for transaction and activity fees, as well as credit union membership fees. A loan processing fee of $35 will be charged per signer. Other loan fees and terms may vary, and will be disclosed at the time of the loan verbally and in the loan disclosures.

    * APR = Annual Percentage Rate. Current as of 3 December 2024. Up to 100% financing available, some restrictions may apply. Interest rates and terms dependent on credit qualifications. Interest rates on new loans for Motorhomes, Travel Trailers, Pickup Camper Combos, Boats and Trailer packages are subject to change at any time. Loans under $2000 may have substantially higher APR. Optional Spirit of Alaska Protection and GAP Coverage available.

    Contact the Loan Department at (907) 459-5970 for more detail.

    **Federal law requires us to verify all identities when opening new accounts. If you are applying with a joint applicant, their consent is implied when the application is submitted with the on-line loan application.

  • Calculator

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  • FAQ

    Frequently Asked Questions

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