Spirit of Alaska Federal Credit Union participates in the CO-OP Shared Branching Network.
Shared Branching is unique to credit unions, and empowers our members with access to their accounts from any CU Service Center. Service Centers are any credit union that is a part of the Shared Branching network.
What does that mean?
It means that you can easily access your accounts in an Alaskan credit union from a credit union in Arizona where you are visiting your grandma.
Credit union members may conduct business at any participating credit union. If you are a Spirit of Alaska member, you are all setup to participate in shared branching.
Here’s a quick video overview of how Shared Branching works:
How do I find a CU Service Center?
See our Shared Branching page for information on locating a shared branch. An app is available for download, as well as an easily searchable online website.
At this point, these search tools only designate whether or not a credit union participates in shared branching. Consequently, they do not list the types of transactions available.
What types of transactions are available through Shared Branching?
It is always a good idea to call ahead to a credit union and find out exactly what types of transactions you can perform with your home credit union. Incidentally, not all credit unions offer the same level of Shared Branching service, and it is often possible that some transactions will not “cross-over” between the wide variety of systems that credit unions use.
However, in general you can expect to be able to:
- Make deposits
- Withdraw funds
- Transfer funds between accounts
- Do balance inquiries
- Process loan payments and advances
- Purchase money orders
Note: For security reasons, there are limitations to the amount of cash that members may withdraw daily. See your local credit union for details on their policy.
How do I conduct a transaction?
Ask for a teller at your local credit union who can process shared branching transactions. You will also need to show identification to eliminate the possibility of fraud. Members should be prepared to present their photo ID at each visit.
Shared branching does not have access to inquiry screens from the member’s home credit union. For this reason, please bring your account number and home credit union name to the teller for each transaction. Tellers are not able to look up a member’s account number through personal details.